请根据下列材料写一篇150词左右的英语短文。 At present, a wide variety of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. If you are a college student, will you also use the credit card?
第1题：
以My Room为题，写一篇短文，介绍一下你的房间的物品及所在位置。40词左右。
第2题：
参考答案：Television has both advantages and disadvantages to us.On the one hand, it can make us informed of daily news, let us know the outside world, provide lessons for the learners, and can even bring joy toour lives as well.
On the other hand, some television programs have been extremely harmful to the young.A case in point is the movies with violent scenes.Watching TV too long can do harm to our body and it’s a great distraction for us to work.
So young people should learn to get ride of the bad influences of TV and learn to make use of the advantages that TV can bring us.
第3题：
How much will international students have misconceptions about the U.S.? In an effort to quash some myths, here are the four most common stereotypes regarding college education in the United States.
Myth 1: American students are not as academically driven in comparison to other nations.
There are more than 3,000 universities in the United States. Some are highly selective, some not at all. The less selective colleges may consist of students who have little concern for their academic well-being, but in the more selective colleges you will find very committed students who will spend countless hours at night on their homework. This is a phrase in the United States called an―all nighter which is used when a student stays up all night to perfect an assignment. In truth, it is an issue of pride.
Myth 2: American students party all night and day.
While American students do enjoy the freedom to explore a full lifestyle, they are also expected to keep up with very high standards of social behavior. and academic excellence. International students often join clubs or organizations where they can become involved in exciting programs both on and off campus.
Myth 3: American students are all rich and can afford a college education.
Although a certain percentage of American college students do come from wealthy families and have large expendable incomes, most American college students come from moderate-income families. Most American students enter college knowing they must apply for loans, work part-time, and earn scholarships in order to meet their financial obligations.
Myth 4: Most Americans (and college students) live in large cities which are crime-ridden with drugs and drive-by shootings.
Of all industrialized nations, the United States has one of the lowest crimerates. College campuses are no exception. Safety is of primary importance to all students, parents, and staff at universities.
Universities centered in major cities have endless services to ensure the safety of all students, from campus transportation services to on-campus police officers. Most of universities located outside of the city are very safe, and various precautions are made based on their demographic situation.
(1) According to the passage, the word-myth means ().
A、tale
B、misunderstanding
C、mistake
D、story
(2) In selective colleges, you will find students ().
A、are not as academically driven in comparison to other nations
B、have little concern for their academic well-being
C、spend countless hours on their homework
D、party all night and day
(3) Which of the following is NOT the way most American students pay for their college education?
A、Work part-time
B、Apply for loans
C、Earn scholarships
D、Borrow money from their parents
(4) College campuses in the United States ().
A、are very safe
B、are crime-ridden
C、have high crime rates
D、are too safe to make precautions
(5) According to the passage, what can we learn about American college students?
A、Students are tired of staying up all night to perfect an assignment.
B、Some students have little concern for their academic well-being.
C、They come from wealthy families and can afford a college education.
D、International students will not join clubs or organizations.
第4题：
听力原文：M: I want to apply for a credit card. What are the common credit cards?
W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.
Q: Which type of credit card is not mentioned in the conversation?
(19)
A．Smart Card.
B．Master Card.
C．Visa Card.
D．American Express.
第5题：
Normally, banks will set different credit limits on different customers' credit card ac counts.
A．Right
B．Wrong
C．Doesn't say
第6题：
参考答案：Internet plays an important role in our life.First, The world gets smaller and communication becomes easier and faster, because through the Internet we can get to know people from all over the world.Besides, we can work at home by sending email and accessing online information.Finally, online shopping makes our life more convenient.But as many other modern inventions, Internet has its problems.For instance, there is too much junk information on the net, and it wastes our time.Even worse, some evil persons commit crimes using the Internet technology.Thousands of people have fallen in love with the Internet.It’s necessary to adopt stricter administration measures so that it will serve us better.
第7题：
短文理解
听力原文： In the United States, even if you decide that you do not want to borrow in order to go on vacation, it is still a good idea for you to have several major credit cards. These provide positive identification when renting an automobile and can be used for the deposit. The credit card receipts will serve as an accurate record of all hotel, plane, train, and restaurant expenses. The use of credit cards avoids the necessity of carrying large amount of cash, purchasing large amounts of traveler's cheeks and keeping track of them, or attempting to use personal checks in places other than your own locality.
Many major credit cards provide an instant cash service in case you run out of money. American Express, for example, has set up machines in major airports in which you can purchase traveler's checks using your American Express card.
21. The credit card receipts will serve as accurate record for all but which of the following choices?
22.Which of the following is not true about the use of credit card?
23.Concerning the advantages of credit cards, which of the following is true?
24.According to the passage, which card has set up machines in major airports?
(21)
A．hotel expenses
B．stock exchange
C．plane expenses
D．restaurant expenses
第8题：
SECTION A MINI-LECTURE
Directions: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.
听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.
Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.
Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.
There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the
card.
The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.
There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.
However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th
第9题：
What do large banks allow individual banks to do?
A．To sell credit cards to consumers.
B．To join their credit card network.
C．To provide other banking services.
D．To specialize in federal funds.
第10题：
听力原文：Credit card customers are given a credit limit on the credit card account.
(8)
A．Credit card customers are given a right to buy goods and services.
B．The cardholder can buy goods and services within the credit limit.
C．Normally, banks will set different credit lines to different groups of cardholders.
D．Each month the cardholder receives a statement from the bank.