听力原文：M: Well, what other documents shall I hand in to your bank besides bills of lading?
W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.
Q: What are they talking about???
(18)
A．Presentation of bill of exchange for payment.
B．Documents required for a collection operation.
C．Application for a letter of credit.
D．What are contained in a collection order.
第1题：
听力原文：Under the general rules, once the documents are passed to the remitting bank by the drawer, the bank has an absolute right over the goods through the title documents.
(10)
A．Once the title documents are entrusted, the goods are at the disposal of the collecting bank.
B．The title documents enable the remitting bank to dispose the goods according to the instruction given in the collection order.
C．The title documents are usually issued by the drawee.
D．In spite of the possession of the title documents, the bank can not deal with the goods without the allowance of the drawer.
第2题：
听力原文：Our company will apply for a sight letter of credit for settlement instead of documentary collection.
(10)
A．Our company prefers an L/C to collection.
B．Our company will apply for documentary collection.
C．Our company will apply for either documentary collection or sight letter of credit according to your advice.
D．Our company will adopt neither documentary collection nor letter of credit.
第3题：
听力原文：W: How are you getting on with your experiment?
M: In spite of my continuous failure, I have already made some progress.
What can we learn about the man's enperiment ?
A．It is going on well.
B．It has failed several times.
C．It will soon be finished.
D．It may have to be stopped.
第4题：
听力原文： Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.
27. What are banker's acceptances?
28.Who is the drawee of the draft mentioned in the passage?
29.What should be attached to the draft when it is presented for acceptance?
30.How does the bank accept the draft?
(27)
A．They are drafts issued by a bank on another bank.
B．They are a very old form. of commercial credit.
C．They are exchange bills discounted by customers.
D．They are checks cashed through the ATMs.
第5题：
听力原文：M: Ms. Smith, this is Bank of China, Shanghai Branch, I would like to tell you that your draft has been duly collected. Payment will be made upon your surrendering to us the relative Provisional Receipt for Collection.
W: Oh, really. I just badly want some Chinese money. It comes quite in time. Thank you very much indeed.
Q: What is informed to Ms. Smith?
(17)
A．The payments of her draft.
B．The collection of her draft.
C．The exchange of some dollars.
D．The opening of her account.
第6题：
听力原文：M: What will happen if a draft is not presented for payment when due?
W: If this is the case, all the signatories on the bill will be discharged except the acceptor.
Q: What are the two people mainly talking about?
(18)
A．How to present the bill for payment.
B．The presentation of bills for payment.
C．The solution to the injured drawer.
D．The payment of the cheque.
第7题：
听力原文：M: What about the interest rate?
W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.
Q: What are they talking about?
(14)
A．The interest rate of savings account.
B．The discounting rate for drafts.
C．The rediscounting rate.
D．The interest rate for loans.
第8题：
听力原文：M: Did you buy a birthday present for your sister, Susan?
W: Not yet, but I've been thinking about getting her a tape. She is fond of classical music.
Q: Which tape would Susan like best?
(13)
A．The Best of Jazz.
B．Classical Favorites.
C．Christmas Carols.
D．Rock Music Collection.
第9题：
听力原文：M: We haven't set up correspondent relations with Standard Chartered Bank, London.
W: Then we shall try to find another bank to have our letter or credit advised.
Q: What do we learn from the conversation?
(18)
A．Standard Chartered Bank, London is one of our correspondent banks.
B．We can advise this L/C through Standard Chartered Bank, London.
C．We will send the advice of the L/C directly to the beneficiary.
D．Ａnother bank will be chosen as the advising bank of this L/Ｃ.
第10题：
听力原文：M: What margins will the lending bank charge?
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on?
(12)
A．Four.
B．Two.
C．Three.
D．Five.