听力原文：W: Well, yes. What about interests on those accounts? I'm interested in fixed time deposits accounts.
M: There are three kinds of fixed deposits, Madame. They are three-month, six-month and twelve-month deposits. The interest on a three-month deposit is 4.5% per annum, on six month 5%, on twelve month 5.5%.
Q: What is the interest rate on a six month deposit?
(12)
A．4%.
B．4.5%.
C．5%.
D．5.5%.
第1题：
听力原文：M: No doubt you have already heard of the passing of Mr. Johnson.
W: Yes. services will be held for him tomorrow at St. Luke's church.
Q: What is known about Mr. Johnson?
(18)
A．He has just been dead.
B．He went home after church.
C．He has not felt well lately.
D．He will attend church tomorrow.
第2题：
听力原文：W: Then certified checks, cashier's and cash letters of credit are "all variants of demand deposits.
M: Yes, that's right.
Q: Which of the following is not one form. of demand deposits?
(13)
A．Cashier's.
B．Savings certificate.
C．Cash letters of credit.
D．Certified cheeks.
第3题：
此题为判断题(对，错)。
第4题：
听力原文：M: What about the interest rate?
W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.
Q: What are they talking about?
(14)
A．The interest rate of savings account.
B．The discounting rate for drafts.
C．The rediscounting rate.
D．The interest rate for loans.
第5题：
听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.
24. What is a CD?
25.Which of the followings generally issue CDs?
26.How long does a specific maturity usually last?
27.Why do CDs pay higher return to investors than T-bills?
(24)
A．A term deposit that can be drawn at any time.
B．A time deposit with a bank.
C．A current deposit.
D．A cheek account.
第6题：
单句理解
听力原文：The interest rates on these small deposits are usually floating rates, and they are usually 2%- 5% below the bank's current base rates.
(1)
A．Bank's current base rates are higher than those on small deposits.
B．Bank's current base rates are lower than those on small deposits.
C．Bank's current base rates are not floating rates.
D．Bank's current base rates are usually floating rates.
第7题：
听力原文：M: The depositors can earn interest on demand deposits, is that right?
W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.
Q: What does the woman imply?
(15)
A．The bank's base rate is fixed.
B．The rate on demand deposits is low.
C．The rate on demand deposits is high.
D．The bank's base rate is floating.
第8题：
听力原文：W: How are you getting on with your experiment?
M: In spite of my continuous failure, I have already made some progress.
What can we learn about the man's enperiment ?
A．It is going on well.
B．It has failed several times.
C．It will soon be finished.
D．It may have to be stopped.
第9题：
听力原文：M: All you need to open a savings account is $20. But in order to earn reasonable interest you should maintain a balance of at least $ 2,000.
W: I only have $ 200 but I'll open an account anyway.
Q: What information does the man give the woman?
(12)
A．That she needs $200 to open an account.
B．That savings accounts earn low interest.
C．That she should not open an account.
D．That $ 2,000 will earn reasonable interest.
第10题：
听力原文：M: Can I make arrangements to open an automatic transfer account for my income tax payments?
W: Yes, of course. But you need to indicate what the regular and special transfers should be and we will automatically debit your account for them each month.
Q: What kind of account does the customer want to open?
(20)
A．A savings account.
B．A fixed account.
C．A check account.
D．An automatic transfer account.