Nowadays a private business usually obtains its working capital through a commercial bank.A.RightB.WrongC.Doesn't say

题目

Nowadays a private business usually obtains its working capital through a commercial bank.

A.Right

B.Wrong

C.Doesn't say

参考答案和解析
正确答案:B
解析:第三句话指出Private sector firms borrow...even fir the working capital requirements.意为货币市场代替了银行为企业运营资金的功能,银行作为中介人,在这业务上也处于收缩状态。
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相似问题和答案

第1题:

The word "covenant" in this passage means commercial actions.

A.Right

B.Wrong

C.Doesn't say


正确答案:B
解析:从第一句末尾any covenants related to supervisory actions or threshold可以看出covenants指不涉及监管行为的各种条款,而非商业行为。

第2题:

The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.

A.Right

B.Wrong

C.Doesn't say


正确答案:B
解析:从段落中的第一句后半部分...and recovers funds, hopefully in excess of the amount可以推出。in excess of超过,a parallel with与…相同。

第3题:

(c) State one advantage to a business of keeping its working capital cycle as short as possible.

(2 Marks)


正确答案:
(c) The advantage to a company of keeping its working capital cycle short is that fewer resources are tied up in working capital,
thus freeing them for other purposes.
(Other answers considered on their merits)

第4题:

CDs may be exchanged for money before its maturity date either in money markets or at commercial banks.

A.Right

B.Wrong

C.Doesn't say


正确答案:C
解析:文章第二段开头提到The holder of a CD…will ask a money market participant (often a commercial bank) to arrange a sale through a specialized dealer。并没有提及在哪里交易。a specialized dealer专业交易者。

第5题:

Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.

A.Right

B.Wrong

C.Doesn't say


正确答案:B
解析:文中倒数第二句Useful information…for most publicly held banks. 意指半强有效市场为绝大多数上市银行提供关于风险和收益相匹配的有用信息,而不是“半强有效市场能够提供关于商业银行信用价值的信息”。

第6题:

The commercial banks mentioned in the passage can not have any other trade with companies except the credit action.

A.Right

B.Wrong

C.Doesn't say


正确答案:C
解析:文章只涉及银行的证券化业务以及契约条款的合法运用,并没有提及银行的其他业务种类,更没有说题中的商业银行与企业之间只能有信贷行为。

第7题:

A commercial bank should try its best to increase the profits of its creditor and ownership sources.

A.Right

B.Wrong

C.Doesn't say


正确答案:A
解析:从文中第三句As in non-financial business a band management's basic objective should be to maximize the value of the owners investment in the bank. 可看出。the value of the owners investment所有者价值。

第8题:

Banks are usually prepared to make long-term loans to investors.

A.Right

B.Wrong

C.Doesn't say


正确答案:B
解析:从第三段第一句Banks are not usually keen on making long-term loans in either case可看出。

第9题:

听力原文:Commercial banks are mainly to provide short-term loans for the capital market with the acquired deposits and the funds from other channels.

(2)

A.Commercial banks mainly provide short-term loans for the capital market.

B.The capital market mainly depends on the acquired deposits and the funds from other channels.

C.Short-term loans are mainly from the acquired deposits and the funds from other channels.

D.Commercial banks mainly depend on the capital market for deposits and the funds.


正确答案:A
解析:单句意思为“商业银行主要是利用其所拥有的存款及通过其他渠道获得的资金来源为资本市场提供短期贷款。”

第10题:

Supervisors have the obligation to save a failing bank.

A.Right

B.Wrong

C.Doesn't say


正确答案:C
解析:文章开头提到银行监管的责任limit the risk of loss…confidence in banks.,并没有提及save a failing bank。

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