Which of the following statements is true?A.Loans for buying houses are always secured in order to reduce the risk of nonpayment.B.Companies are more likely to borrow on all unsecured basis than individuals.C.The largest loans advanced by banks are always

题目

Which of the following statements is true?

A.Loans for buying houses are always secured in order to reduce the risk of nonpayment.

B.Companies are more likely to borrow on all unsecured basis than individuals.

C.The largest loans advanced by banks are always secured loans.

D.Borrowers are more willing to repay the money if the loans are made on an unsecured basis.

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相似问题和答案

第1题:

11 Which of the following statements are correct?

1 A company might make a rights issue if it wished to raise more equity capital.

2 A rights issue might increase the share premium account whereas a bonus issue is likely to reduce it.

3 A bonus issue will reduce the gearing (leverage) ratio of a company.

4 A rights issue will always increase the number of shareholders in a company whereas a bonus issue will not.

A 1 and 2

B 1 and 3

C 2 and 3

D 2 and 4


正确答案:A

第2题:

Which of the following statements is NOT true? ()

A、 Connotative meaning refers to associations suggested by the conceptual meaning.

B、 Stylistic meaning accounts for the formality of the word concerned.

C、 Affective meaning is universal to all men alike.

D、 Denotative meaning can always be found in the dictionary.


参考答案:C

第3题:

By using Project Risk Management techniques, project managers can develop strategies that do all but which of the following:

A Significantly reduce project risks

B eliminate project risks

C provide a rational basis for better decision making

D identify risks, their impact(s), and any appropriate responses

E None of the above.


正确答案:B

第4题:

Which two of the following statements are true about HSRP load sharing?() (Choose two)

A. It is achieved by using more than one HSRP group.

B. It is done in regards to either round robin or weight basis.

C. It is used to offload the active router in a certain HSRP group.

D. Single group HSRP is used to achieve more efficient link utilization.

E. The return traffic is influenced by HSRP load sharing configuration.


参考答案:A, C

第5题:

Which of the following statements about an LCD screen is not true?()

A. An LCD screen consumes more power than a CRT screen.

B. An LCD screen display may present high-quality images but only to viewers sitting directly in fron of the screen.

C. Currently, all laptops use LCD screens.

D. An LCD screen is considerably more expensive than a CRT screen.


参考答案:A

第6题:

Banks will usually grant unsecured loans to ______.

A.individuals with steady job held for years

B.individuals with a good credit record

C.large commercial companies with a strong financial condition

D.all of the above


正确答案:D
解析:文章最后一段提到Business firms are not the only ones...on an unsecured basis. 银行发放的信用贷款的对象一般可以分为个人和公司,作为个人必须具有固定的职业、较好的信用记录等,而公司客户则需要有良好的财务状况。

第7题:

听力原文: Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form. of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.

24. Which of the following loans is not repaid by installments?

25.Which of the following loans would attract a lower rate of interest?

26.How does a borrower "top up" his loan?

27.What is the objective of introduction of the budget account?

(24)

A.Business development loans.

B.House improvement loans.

C.Farm development loans.

D.Overdrafts.


正确答案:D
解析:录音原文一开始提到Some banks offer...and farm development loans. 一些银行推出其他种类按月分期还款的贷款,例如商业发展贷款、住房改善贷款和农业发展贷款。

第8题:

Which of the following is true according to the passage?

A. There are about 2,500 stars in the sky.

B. Humans want to do nothing to reduce light pollution.

C. Sea turtles always get lost and die from tiredness.

D. Something has been done to reduce light pollution.


正确答案:D

第9题:

According to the article, which of the following statements is not true?

A.Tightly sealed house may be harmful in another aspect.

B.The house is unsealed to prevent the air from leaking.

C.The air always leaks from cracks.

D.New house is worse than old one in the aspect of indoor pollution.


正确答案:C
只有C选项过于绝对,其他都可以从文中推出。

第10题:

Which two statements are true about MLP interleaving? ()

A. It fragments and encapsulates all packets in a fragmentation header.

B. Packets smaller than the fragmentation size are interleaved between the fragments of the larger packets.

C. Packets larger than the fragmentation size are always fragmented, and cannot be interleaved, even if the traffic is voice traffic.

D. It fragments and encapsulates packets that are longer than a configured size, but does not encapsulate smaller packets inside a fragmentation header.


参考答案:B, D

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