Personal Finance When it comes to our finances, each of us has our own individual approach. Some of us are savers, some are spenders, and others are some-where in between. This continuum is a paradigm that our popular culture uses to frame differences in the way people approach money. I believe that the way we approach our finances goes beyond that particular behavioral characteristic. In reality, I think our approach to finances can be viewed in more of a multi-dimensional setting, where money has a different role in our lives. For some, money means survival, plain and simple. For others, money is something that is a part of their lives but rarely on their mind, regardless of the role it actually plays. For yet others, money is an obsession, as accumulation indicates achievement. Some people view money as a defensive resource to protect against future setbacks. Some people want money to provide a good home, to contribute to the ability to have certain hobbies, or to provide something to future generations and so on. Sometimes the same person may view money differently in different situations. The bottom line is that we each have our own relationship with money, and our own conscious and subconscious needs for money, rooted in our value systems. This is an area of personal finance that has interested me for a while. Why do people behave the way they do with respect to their money? What's driving this behavior? Of course, a starting point for anybody is to consider how you personally view things. Taking an introspective approach,I have spent time figuring out my own take on money,and the role it plays in my life. What I have determined is that for me,it fits into a framework that includes the following elements:health, wealth, and relationships. These are linked together as a part of a system. They're all connected, and to the extent one is strengthened, the others will be strengthened as well. If one is weakened, the others will be weakened as well. So to me, money is a part of the wealth aspect of HWR. Beyond basic survival, money gives you the opportunity to live a healthier life, with the time and means to have more positive relationships. One thing I want to make clear is that I am not saying that money buys friends. Well, it could, but those aren't true friends. What I am saying is that the more money you have ,on balance, the less stressed you are about it, and the more time you have to do other things, such as cultivate true, genuine relationships that aren’t based on money. Money is but a component in the system. The writer is an export on money management.( )
第1题:
TV’s Influence On Our Daily Life
1)TV not only presents us a wonderful world, but also brings some changes to our daily life.
2)It is true that TV has the value of giving complete relaxation
3)Now we can see that TV has caused enormous problems along with its benefits.
第2题:
A、turn
B、turns
C、turned
D、has turned
第3题:
A.one
B.that
C.such
D.what
第4题:
第5题:
第6题:
A.appreciation
B.attitude
C.relation
D.expression
第7题:
B
We once had a poster competition in our fifth grade art class.
“You could win prizes,’’our teacher told US as she wrote the poster information on the blackboard. She passed out sheets of construction paper while continuing,“The first prize is ten dollars. You just have to make sure that the words on the blackboard appear somewhere on your poster. ”
We studied the board critically. Some of US looked with one eye and held up certain colors against the blackboard,rocking the sheets to the fight or left while we conjured up our designs. Others twisted their hair around their fingers or chewed their erasers while deep in thought. We had plans for that ten—dollar grand prize,each and every one of US. I'm going to spend mine on candies,one hopeful would announce,while another practiced looking serious,wise and rich.
Everyone in the class made a poster. Some of us used parts of those fancy paper napkins, while others used nothing but colored construction paper. Some of US used big designs,and some of us preferred to gather our art tidily down in one comer of our poster and let the space draw the viewer's attention to it. Some of US would wander past the good students’ desks and then return to our own projects with a growing sense of hopelessness. It was yet another grown-up trick of the soil they seemed especially fond of。making all of US believe we had a fair chance,and then always—always—rewarding the same old winners.
I believe I drew a sailboat,but I can’t say that with any certainty. I made it. I admired it. I determined it to be the very best of all of the posters I had seen,and then I turned it in.
Minutes passed.
No one came along to give me the grand prize,and then someone distracted me,and I probably never would have thought about that poster again.
I was still sitting at my desk,thinking,What poster? When the teacher gave me an envelope with a ten-dollar bill in it and everyone in the class applauded for me.
46. What was the teacher's requirement for the poster?
A. It must appear in time.
B. It must be done in class.
C. It must be done on a construction sheet.
D. It must include the words on the blackboard.
第8题:
Most of us,when we reached our teens,started looking forward to the day when we would occupy places of our own,far from the confines of our families. We saw this moving away as a chance to strike out on our own,to grow,to spread out wings and experience freedom. At the same time,we regarded this independence as temporary-the thing to do until we found the perfect mate and married. Over the years,many millions of people have made this passage from one family to another,with just a brief,often nervous interval of independence in between. But recently,more and more people have begun to challenge the concept that living together is better than living alone. Being single is now accepted as an alternative lifestyle-one that is natural,rewarding,and complete. In fact,being single has become almost fashionable.
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