The reason why the market for large CDs has been active since 1961 may be that the yield is usually higher than Treasury bills.
A．Right
B．Wrong
C．Doesn't say
第1题：
The following statements are true EXCEPT_____.
［A］ divorce is usually caused by more than one reason
［B］ a six-year-old boy may fear being deserted by his parents
［C］ as the kids grow older, they have a better understanding of divorce
［D］ a young girl may feel more shameful on parental divorce than an older boy
本题考查推理引申。第二段第三句提到，年长孩子对父母离异的羞愧、愤怒及自我反省心理取代了年幼孩子的困惑和恐惧心理。由此可见，年长的孩子更容易感到羞愧。［D］与事实相反。为本题的正确选项。该段第二句提到，长大的孩子更能意识到父母离异的决定不能简单归结于任何单一的原因。因此［C］正确，［A］是该句中提到的事实。第三句提到，8岁以后孩子对被抛弃的恐惧才会减少，因此可推出［B］符合事实。
第2题：
听力原文：M: Good news! The current price of land we bought last year has increased greatly. How about reporting it in the profit and loss account?
W: Wait a minute. According to the Prudence Concept, if the market price is higher than the cost, the higher amount is ignored in the accounts.
Q: Why can't they record the gains right now?
(16)
A．Because of the prudence concept.
B．Because of the materiality concept.
C．Because of the matching principle.
D．Because of the Dual Aspects Concept.
第3题：
Which of the following is NOT mentioned(提到)in this passage?
A. The problems that light pollution has caused.
B. The reason why humans use too much light.
C. The ways that light pollution can be reduced.
D. The reason why fewer stars can be seen than before.
第4题：
The reasons for the popularity of Treasury bills are the following except that ______.
A．they are the only money market instruments affordable to individual investors
B．they are highly liquid
C．they are risk-free
D．they give higher return than other money market instruments
第5题：
Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.
A．Right
B．Wrong
C．Doesn't say
第6题：
According to the author, the reason why parental divorce has greater effect on boys than on girls is that_____.
［A］ all cultures encourage male aggression and noncompliance
［B］ boys are always involved in their parents’ fights
［C］ males are usually viewed as the models in self-control and strong will
［D］ boys are basically more self-disciplined than girls
本题考查推理引申。第三段中间作者提出了一个问题，怎样解释离婚对男孩影响比女孩大的原因呢？接下来文章从三个方面进行了解释：一，我们的文化更能容忍男孩具有攻击性和不驯服；二，男孩更希望树立起自律的强悍的男人形象，也希望父母严格自律；三，男孩较少受到他人的同情与支持。［C］符合第二点原因，是正确项。［A］错在“所有文化”，文章中是“我们的文化”。［B］错在“卷入（involved in）”，全文最后一句提到的是“男孩更容易看到（be exposed to）父母吵架”。［D］这种说法无从推知。
第7题：
听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.
24. What is a CD?
25.Which of the followings generally issue CDs?
26.How long does a specific maturity usually last?
27.Why do CDs pay higher return to investors than T-bills?
(24)
A．A term deposit that can be drawn at any time.
B．A time deposit with a bank.
C．A current deposit.
D．A cheek account.
第8题：
A、have polluted
B、is being polluted
C、has been polluted
D、have been polluted
第9题：
CDs may be exchanged for money before its maturity date either in money markets or at commercial banks.
A．Right
B．Wrong
C．Doesn't say
第10题：
听力原文：M: CDs can be traded in the money market at any time. They are more flexible than fixed-term deposits.
W: That's right. So banks usually offer slightly lower interest rates on them.
Q: Which of the following has a higher rate?
(13)
A．CDs.
B．Demand deposits.
C．Fixed-term deposits.
D．Building societies deposits.