第1题：
单句理解
听力原文：The interest rates on these small deposits are usually floating rates, and they are usually 2%- 5% below the bank's current base rates.
(1)
A．Bank's current base rates are higher than those on small deposits.
B．Bank's current base rates are lower than those on small deposits.
C．Bank's current base rates are not floating rates.
D．Bank's current base rates are usually floating rates.
第2题：
Usually the borrowing firm of term loans promises to repay ______.
A．the principal and interest until the end of the loan period
B．the principal and interest at the end of the loan period
C．the loan in a series of installments
D．at any time when cash is more abundant ______.
第3题：
Project cash reserves are often used for adjustment in escalation factors which may be beyond the control of the project manager. Other than possibly financing (interest) costs and taxes, the three most common escalation factors involve changes in:
A . Overhead rates, labor rates and material costs.
B . Overhead rates, schedule slippages, and rework.
C . Rework, cost-of-living adjustments, and overtime.
D . Material costs, shipping cost, and scope changes.
E . Labor rates, material costs, and cost reporting.
第4题：
A、strict restriction
B、the merger
C、deregulation
D、free trade
第5题：
根据短文内容判断给出的语句是否正确.正确的写“T”，错误的写“F”。
A lawyer friend of mine has devoted herself to the service of humanity. Her special area is called “public interest law”(公共利益法).
Many other lawyers serve only clients who can pay high fees. All lawyers have had expensive and highly specialized training, and they work long, difficult hours for the money they get. But what happens to people who need legal(法律上的) help and cannot pay these lawyers' fees?
Public interest lawyers fill this need. Patricia, like other public interest lawyers, gets less money than some lawyers, because she is willing to take less money. Her clients have the help they need, even if they can pay nothing at all.
Some clients need legal help because stores have cheated them with bad goods. Others are in unsafe houses. Their cases are called “civil”cases. Still others are criminals (刑事犯罪), and they go to those public interest lawyers who are in charge of “criminal”cases.
These are just a few of the many situations in which the men and women who are public interest lawyers serve to extend justice(正义) throughout our society.
( )21. A person who needs and uses legal help is called a client.
( )22. Public interest lawyers serve people who can pay high fees only.
( )23. If only the rich could be helped by lawyers, the justice system would be nothing but cheating.
( )24. Public interest law includes criminal cases only.
( )25. A landlord refuses to fix a dangerous house which is NOT a matter for a civil case.
参考答案：21、T 22、F 23、T 24、F 25、F
第6题：
听力原文：When the Fed wishes to encourage business activity, it may lower the discount rate to boost borrowing.
(5)
A．People are discouraged to do business with a lower discount rate.
B．People are encouraged to borrow more money if the discount rate is lowered.
C．People are encouraged to borrow more money if the discount rate is raised.
D．People are discouraged to borrow less money with a lower discount rate.
第7题：
此题为判断题(对，错)。
第8题：
A. certificates
B. degrees
C. diplomas
D. rates
第9题：
听力原文：M: Some credit cards are called gold cards because they offer higher credit limits and lower interest rates.
W: But the card holders should pay a significant annual fee, perhaps as high as ￡ 50.
Q: What is the disadvantage for gold cards holders?
(16)
A．High credit limits
B．High annual fee.
C．Low interest rates.
D．Monthly statements.
第10题：
单句理解
听力原文：These time deposits earn higher interest rates, which may be fixed or floating, but no withdrawals are allowed until the term has ended.
(1)
A．Sometimes the interest rates on time deposits are not fixed.
B．People can draw these deposits at any time.
C．The interest rates on time deposits are fixed.
D．The interest rates on time deposits are floating.