第1题：
听力原文：When the Fed wishes to encourage business activity, it may lower the discount rate to boost borrowing.
(5)
A．People are discouraged to do business with a lower discount rate.
B．People are encouraged to borrow more money if the discount rate is lowered.
C．People are encouraged to borrow more money if the discount rate is raised.
D．People are discouraged to borrow less money with a lower discount rate.
第2题：
听力原文：M: What about the interest rate?
W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.
Q: What are they talking about?
(14)
A．The interest rate of savings account.
B．The discounting rate for drafts.
C．The rediscounting rate.
D．The interest rate for loans.
第3题：
The new traffic law is mainly intended to .
A. limit the number of foreign vehicles entering Britain
B. increase the British movement’s additional income
C. lower the rate of traffic accidents and injuries
D. get foreign drives to appear in count
第4题：
听力原文： Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form. of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.
24. Which of the following loans is not repaid by installments?
25.Which of the following loans would attract a lower rate of interest?
26.How does a borrower "top up" his loan?
27.What is the objective of introduction of the budget account?
(24)
A．Business development loans.
B．House improvement loans.
C．Farm development loans.
D．Overdrafts.
第5题：
听力原文：M: Some credit cards are called gold cards because they offer higher credit limits and lower interest rates.
W: But the card holders should pay a significant annual fee, perhaps as high as ￡ 50.
Q: What is the disadvantage for gold cards holders?
(16)
A．High credit limits
B．High annual fee.
C．Low interest rates.
D．Monthly statements.
第6题：
听力原文：M: The depositors can earn interest on demand deposits, is that right?
W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.
Q: What does the woman imply?
(15)
A．The bank's base rate is fixed.
B．The rate on demand deposits is low.
C．The rate on demand deposits is high.
D．The bank's base rate is floating.
第7题：
听力原文：The rate of interest on savings accounts is usually a little lower than that on deposit accounts.
(5)
A．There is a higher rate of interest on deposit account.
B．There is a higher rate of interest on savings account.
C．The rate of interest on deposit accounts is always much higher than that on savings accounts.
D．The rate of interest on deposit accounts is usually much lower than that on savings accounts.
第8题：
单句理解
听力原文：The interest rates on these small deposits are usually floating rates, and they are usually 2%- 5% below the bank's current base rates.
(1)
A．Bank's current base rates are higher than those on small deposits.
B．Bank's current base rates are lower than those on small deposits.
C．Bank's current base rates are not floating rates.
D．Bank's current base rates are usually floating rates.
第9题：
听力原文：M: CDs can be traded in the money market at any time. They are more flexible than fixed-term deposits.
W: That's right. So banks usually offer slightly lower interest rates on them.
Q: Which of the following has a higher rate?
(13)
A．CDs.
B．Demand deposits.
C．Fixed-term deposits.
D．Building societies deposits.
第10题：
听力原文：Although it is a normal part of banking, excessive interest rate risk can pose a significant threat to a bank's earnings and capital base.
(4)
A．Interest rate risk is a normal part of banking operations.
B．Interest rate risk is a terrible threat to banking operations.
C．A bank's earnings and capital base is a normal part of banking.
D．A bank's earnings and capital base can pose a significant threat to banking.