If the value of the pledged asset is greater than the amount of the loan , ______ is entitled to have the excess.A.the lending bankB.the borrowerC.the guarantorD.the guarantee

题目

If the value of the pledged asset is greater than the amount of the loan , ______ is entitled to have the excess.

A.the lending bank

B.the borrower

C.the guarantor

D.the guarantee

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相似问题和答案

第1题:

The higher the standard of living,the().

A、greater is the amount og goods consumed

B、greater amount of goods consumed

C、amount of goods is used greater

D、greater the amount of goods consumed


参考答案:D

第2题:

听力原文: Currency options may have two kinds of value, intrinsic value and time value. If and to the extent that an option would currently be profitable to exercise, it is said to have intrinsic value. In the case of a call, if the spot price is higher than the option exercise price, the option has intrinsic value. In the case of a put, if the spot price is less than the option exercise price, the option has intrinsic value. Such options are said to bein-the-money'. If the opposite is true of either calls or puts, they have no intrinsic value and said to be out-of-the-money'.

28. What are the two kinds of value do currency options have?

29.When does a call option have intrinsic value?

30.What is the option said to be if it has intrinsic value?

(28)

A.Intrinsic value and time value.

B.Internal value and external value.

C.Exchange value and time value.

D.Real value and stated value.


正确答案:A
解析:录音原文提到Currency options may have two kinds of value, intrinsic value and time value.外汇期权有两种价值:内在价值和时间价值。

第3题:

The salvage value of an asset is:

A . The value of the scrap metal if a new asset were taken to a scrap yard.

B . The value that an asset has on the books after one year of depreciation.

C . The costs that have been sunk into the project to date.

D . The expected cash value at the end of an assets useful life.

E . A and D only.


正确答案:D

第4题:

During inflationary periods, the use of the LIFO method of costing inventory will result in a greater amount of net income than would result from the use of the FIFO method.()


正确答案:错

第5题:

Which statements about the MEMORY_TARGET initialization parameter are true?() (Choose all that apply.)

A. MEMORY_TARGET can be increased up to the value of MEMORY_MAX_TARGET, if MEMORY_MAX_TARGET is set to a value greater than zero

B. MEMORY_MAX_TARGET defaults to a value of zero if MEMORY_TARGET is not set

C. MEMORY_TARGET represents the total amount of memory that can be allocated to SGA and PGA memory structures.

D. MEMORY_TARGET is static and cannot be modified without shutting down the instance


参考答案:A

第6题:

The value of the collateral must be ______.

A.greater than the loan amount

B.the same as or be greater than the loan amount

C.smaller than the loan amount

D.the same as the loan amount


正确答案:B
解析:文章第二段提到it is imperative that…or greater than, the amount of the loan.抵押品的价值一般应高于或等于贷款的金额,这样才能控制贷款风险的作用。

第7题:

听力原文:M: The rate on a personal loan is fixed according to the base rate at the time when the loan is made.

W: But it is always higher than the base rate, isn't it?

Q: What is determined when a personal loan is made?

(14)

A.Rate on the personal loan.

B.Base rate of the bank.

C.The amount of payment.

D.Personal loan's time period.


正确答案:A
解析:根据对话中"The rate on a personal loan is fixed"可知A项正确。

第8题:

50 The salvage value of an asset is:

A. The value of the scrap metal if a new asset were taken to a scrap yard.

B. The value that an asset has on the books after one year of depreciation.

C. The costs that have been sunk into the project to date.

D. The expected cash value at the end of an assets useful life.

E. A and D only.


正确答案:D

第9题:

A fixed asset impairments occurs when the fair value of a fixed asset falls below its book value and is not expected to recover.()


正确答案:对

第10题:

Today a student knows that__________

A.his knowledge is often incorrect

B.he cannot learn more than the students in the 19th century did

C.those who come after him will have greater difficulties in learning

D.his knowledge is very limited compared with the total amount


正确答案:D
通读文章最后一段,可知答案应是D项。

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