Section BDirections:
Beneath each of the following sentences, there are four choices marked［A］,［B］,［C］and［D］. Choose the one that best completes the sentence. Mark your answer on ANSWER SHEET 1 by blackening the corresponding letter in the brackets with a pencil. (10 points)
第11题：He is too young to be able to _______ between right and wrong.
A discard B discern C disperse D disregard
Directions: There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the answer sheet.
6. ______ the look on his face, he wasn't satisfied with their performance.
A. To judge by
B. Judging by
C. Judge by
D. To be judged by
Section A
Directions: In this section, you will hear 8 short conversations and 2 long conversations. At the end of each conversation, one or more questions will be asked about what was said. Both the conversation and the questions will be spoken only once. After each question there will be a pause. During the pause, you must read the four choices marked A, B, C and D, and decide which is the best answer.
听力原文：M: Let me clean your windshield and check your water and you will be all set. They look so dirty and it's dangerous for you to drive the car.
W: Oh, thank you. How much of them?
Q: Where does this conversation take place?
(12)
A．At a hamburger shop.
B．At a parking lot.
C．At a laundry.
D．At a gas station.
Directions: There are five reading passages in this part. Each passage is followed by five questions. For each question there are four suggested answers marked A, B, C and D. Choose the best answer and blackening the corresponding letter on the answer sheet.
Passage One
Artificial flowers are used for scientific as well as for decorative purposes. They are made from a variety of materials, such as wax and glass, so skillfully that they can scarcely be distinguished from natural flowers. In making such models, painstaking skill and artistry are called for, as well as thorough knowledge of plant structure. The collection of glass flowers in the Botanical Museum of Harvard University is the most famous in North America and is widely known throughout the scientific world. In all, there are several thousand models in colored glass, the work of two artists-naturalists, Leopold Blaschka and his son Rudolph.
The intention was to have the collection represent at least one member of each flower family native to the United States. Although it was never completed, it contains more than seven hundred species representing 164 families of flowering plants, a group of fruits showing the effect of fungus diseases, and thousands of flower parts and magnified details. Every detail of these is accurately reproduced in color and structure. The models ate kept in locked cases, as they are too valuable and fragile for classroom use.
31. Which of the following is the best title for the passage?
A. An Extensive Collection of Glass Flowers.
B. The Live Leopold and Rudolph Blaschka.
C. Flowers Native to the United States.
D. Materials Used for Artificial Flowers.
Directions: In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
1. A water B porter C daughter D laughter
金融英语考试密押资料现代金融业务(综合)模拟14金融英语考试密押资料现代金融业务(综合)模拟14现代金融业务(综合)模拟14Part One ListeningSection One Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.Lending covenants now are often made at compound interest.B.Lending transactions now are often made at compound interest.C.Lending decisions now are often made at compound interest.D.Lending proposals now are often made at compound interest.答案:B解析More common for lending transactions today is compound interest.录音指“现今复利对于贷款交易更加常见”。lending transactions贷款交易。lending covenants贷款保证契约。lending decisions贷款决策。lending proposals贷款申请。2.A.Assuming inappropriately large financial risk can cause investors to lose sleep.B.Financial risk will not cause investors to lose sleep.C.Seeking to maximize profits appropriately can cause investors to lose sleep.D.No matter how much they earn, the investors will lose sleep.答案:A解析Seeking to maximize profits by assuming inappropriately large financial risk can cause investors to lose sleep.录音单句的意思为“通过承担相当大的不合适的金融风险来寻求最大的利润会使投资者失眠。”3.A.We are the credit card holders.B.We are the bank who can encash the card.C.We are the credit card company.D.We stopped your card losing.答案:C解析If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.单句的意思为“如果您丢失了这张卡，您得尽快通知我们，我们将让别人无法使用您的卡。”可见说话者应为信用卡公司。4.A.A bank or insurance company issues an advance payment bond.B.A bank or insurance company issues a tender bond.C.A bank or insurance company issues a maintenance bond.D.A bank or insurance company issues a performance bond.答案:D解析A bank or insurance company issues a document to guarantee that exporter will supply the goods or services as the required standard.单句的意思为“银行和保险公司发行单据以保证出口商按照规定的标准提供货物和服务。”performance bond履约保函。advance payment bond预付款保函。tender bond投标保证金。maintenance bond保修协议。5.A.There is a higher rate of interest on deposit account.B.There is a higher rate of interest on savings account.C.The rate of interest on deposit accounts is always much higher than that on savings accounts.D.The rate of interest on deposit accounts is usually much lower than that on savings accounts.答案:A解析The rate of interest on savings accounts is usually a little lower than that on deposit accounts.单句意思为“储蓄账户利率通常比定期存款利率低”。Section Two Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.Stipulating the rate of interest.B.Stipulating the repayment date.C.Stipulating the amount and timing of any periodic cash interest payments.D.Stipulating the financial sponsor.答案:D解析W: When I want to borrow money from a hank, what should I do?M: You should create a contract with the bank, stipulating the rate of interest, the repayment date, the amount and timing of any periodic cash interest payments, and other terms of the agreement.Q: Which is not mentioned when creating a contract with the bank?当向银行借款签订合同时，应该规定利率、还款日期、定期付款的数额及利息等等，对话中没有提及D项“规定经济担保人”。2.A.At the exchange desk.B.On the board.C.On the desk.D.On the notebook.答案:A解析W: What is the rate of exchange?M: Sorry, Im not sure. You will have to ask at the exchange desk. He can give you the exchange rate.Q: Where can he find the exchange rate?当女士问到汇率是多少时，男士的回答是You will have to ask at the exchange desk，由此可知选项A正确。3.A.He will provide investment service.B.He will help the customers.C.He will join the commercial bank.D.He will purchase or sell securities.答案:D解析M: Do you provide investment service?W: Yes. We are a commercial bank. We help customers with the purchase and sales of securities.Q: What does the man want to do?当男士问对方是否提供投资服务时，女士回答道：We help customers with the purchase and sales of securities可知D项正确。4.A.Adequate liquidity.B.Insufficient liquidity.C.Increasing liabilities.D.Converting assets.答案:B解析M: If a bank has inadequate liquidity, what would happen?W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.Q: What would lead to a banks insolvency?从女士的回答“insufficient liquidity can lead to the insolvency of a ba
In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
3. A structure B mixture C gesture D mature
There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the Answer sheet.
6. ----Bradford graduated from college with honors at a very young age.
----He _____ have been an outstanding student.
A must B could C should D might
Ⅰ. Phonetics (5 points)
Directions: In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
1. A. meat
B. leap
C. ahead
D. speak
Ⅱ. Vocabulary and Structure (15 points)
Directions: There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the Answer Sheet.
6. I ______ my work by this time yesterday evening.
A. did
B. would do
C. had done
6．答案为C 指到过去某叫为止的事情。
Ⅱ. Vocabulary and Structure (15 points)
Directions, There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the answer sheet.
6. I know the difference between these two words. So ______ they.
A. know
B. will
C. do
D. does
6．答案为C 我知道这两个词的区别，他们也知道。so表示“也...”，句型为so+助动词+主语，根据前一句的谓语动词，得知应选C。