A.封面信-指导语-问题及答案-编码
B.封面信-指导语-问题-答案
C.封面信-问题-答案-编码
D.指导语-问题-答案-编码
问卷的结构包括
A.封面信、指导语、问题、答案
B.封面信、问题和答案、访问记录、审核记录
C.指导语、问题和答案、访问记录、计算机编码
D.指导语、问题、答案、计算机编码
E.封面信、指导语、问题及答案、编码
封闭式问卷答案设计的类别有（）。
A自由回答
B定类性问题的答案设计
C定序性问题的答案设计
D定距问题的答案设计
E定比问题的答案设计
封闭式问卷答案设计的类别有（）。
金融英语考试密押资料银行与金融机构监管金融英语考试密押资料银行与金融机构监管银行与金融机构监管一、将下面的词语译成英语问题:1. 存款保险基金答案: deposit insurance fund问题:2. 垄断答案: monopoly问题:3. 宏观经济政策答案: macro-economic policy问题:4. 启动成本答案: start-up cost问题:5. 间接投资答案: indirect investment问题:6. 偿付前景答案: repayment prospect问题:7. 风险权重答案: risk weight问题:8. 市场纪律答案: market discipline问题:9. 资产集中答案: assets concentration问题:10. 信用延期答案: extension of credit问题:11. 或有债务答案: contingent liabilities问题:12. 可疑的放款答案: doubtful loans问题:13. 收入答案: revenue问题:14. 贷款损失储备金答案: loan loss reserve问题:15. 流动比率答案: liquidity ratio问题:16. 质弱银行答案: weak bank问题:17. 并购答案: mergers and acquisitions问题:18. 保险费率答案: insurance rates二、将下面的句子泽成汉语问题:1. Branches of the Peoples Bank of China stopped direct lending to local financial institutions and refinancing was made only to the head offices of commercial banks by the Peoples Bank of China.答案:中国人民银行的分支机构不再直接向地方金融机构提供贷款，仅由中国人民银行为商业银行总行筹措资金。问题:2. Should any of the aforesaid acts result in a loss, the person directly in charge and other persons held direct responsibility shall bear part of or all the liabilities for compensation.答案:如果上述行为导致了亏损，主管人员和负有直接责任的人员都要承担部分或全部赔偿责任。问题:3. China Banking Regulatory Commission shall, in accordance with law, exercise supervision over financial institutions and their business operations to maintain the legitimate, stable and sound operation of the financial industry.答案:中国人民银行依法对金融机构及其业务经营进行监管，以确保金融业合法、稳定、良好地运转。问题:4. Before extending a loan, a commercial bank shall conduct strict examination of its purpose, the capability of the borrower and form of repayment as well as other relevant matters.答案:在发放贷款前，商业银行要对借款的目的、借款人的偿付能力、偿债方式以及其他相关问题进行严格的审查。问题:5. A commercial bank shall not engage in trust investment of stock business, or invest in real estate not for its own use.答案:商业银行不得进行股票的信托投资，不得对非自用的房地产业进行投资。问题:6. Sound and effective regulation and, in turn, the confidence it brings is important for the integrity and development of the markets.答案:健全有效的制度以及制度所带来的信心对于市场的诚信和发展也很重要。三、根据课文内容判断句子正误问题:1. The banking organizations are not so highly geared as the industrial companies.答案:F问题:2. The limit on the deposit insurance coverage also serves to maximize moral hazard on the part of the depositors.答案:F问题:3. Bank charter is usually granted by the central bank or a separate supervisory body of a country.答案:T问题:4. Banking, by its nature, entails taking a wide array of risks.答案:T问题:5. The most important types of operational risk involve breakdowns in external controls or corporate governance.答案:F问题:6. Reputation risk is particularly damaging for banks since the nature of their business requires maintaining the confidence of depositors, creditors, and the general marketplace.答案:T问题:7. From the bank supervisors perspective, the most attractive approach is to try to encourage the assisted merger of the failing bank into a sound institution.答案:F四、用下面的词汇填空 increase, engage, capital, protect, failures, fail, interests, efficiently, expensive, align, protect, insurance, defraud, losses, closes Bank managers and owners must not be given incentives to 1 in behavior detrimental to the whole banking system. They must either run their banks 2 or face failure. Deposit insurance is meant to 3 the banking system, not poorly run banks. The fact is that bank 4 are often self-inflicted by owners and managers who mismanage. Such losses can be reduced if the supervisor 5 the bank before it fails totally, since delaying a bank closing or sale tends to increase 6 and to spread them to the banking system as a whole. Even without deposit insurance, bank managers may pursue their own 7 at the expense of the bank. But the problem gets worse with 8 . Managers may indulge in such excesses as high salaries, 9 buildings, and lavish furnishings. To combat this problem, managers could receive an incentive-compatible contract to 10 their interests with those of the owners. When the hank is sound, managers can best 11 their professional reputations by keeping it so. However, if a bank begins to 12 and no proper incentive exists to protect its 13 , managers may join owners in being prepared to gamble for recovery by making high-risk loans or to loot or 14 the bank. At that point deposit insurance could 15 their opportunities to do so. 1.答案: engage2.答案: efficiently3.答案: protect4.答案: failures5.答案: closes6.答案: losses7.答案: interests8.答案: insurance9.答案: expensive10.答案: align11.答案: protect12.答案: fail13.答案: capital14.答案: defraud15.答案: increase 8 / 8
以下哪个属于研究生阶段（）。
问卷的结构一般包括（）
教科书问题解决的过程是（）
开放性问题适合于调查（）。
问卷的一般结构包括（）